Pathways Issue No. 44

The May 2023 issue of Pathways is now available! In this month’s issue, Aaron Leclair provides a comprehensive introduction to PolyPaths Interest Rate Lock Commitment (IRLC) framework. The IRLC is modelled on top of the existing mortgage, pull-through rates may be specified based on loan status and borrower characteristics, with betas determining the sensitivities of those assumptions to rate changes. To access the newsletter please click here.

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